Jeff Gural suggests that owners who retire their horses at the age of 3 should be responsible for covering The Meadowlands’ financial losses as the track waits for a potential casino license. Gural argues that early retirements deprive fans of exciting races and affect the overall quality of harness racing. He proposes waiving certain rules for stallions if their owners are willing to offset the track’s losses, emphasizing the enjoyment and long-term benefits of racing elite horses at 4 years old.